Switching & Processing
Real-time transaction routing, clearing, and settlement connecting banks, fintechs, and payment service providers across Nigeria's financial ecosystem.
Capabilities
Everything you need
Real-time routing
Sub-second transaction authorization and intelligent routing across all connected endpoints.
Multi-bank integration
Direct connections to all Nigerian banks and integration with NIBSS for nationwide reach.
Settlement & clearing
Automated end-of-day settlement with reconciliation reports and dispute management.
Dispute management
Complete chargeback workflow with 24-hour resolution per CBN requirements.
Fraud screening
Real-time transaction scoring and rule-based fraud detection across all channels.
99.9% uptime SLA
Redundant architecture across multiple data centers with automatic failover.
Specifications
Engineered for production scale
Ready to connect to our switch?
Join the banks and PSPs that process millions of transactions daily on Terra Switch infrastructure.