Powering Nigeria's payment infrastructure
Enterprise-grade switching and processing services that move billions in transactions securely across the nation's financial ecosystem.
- PCI DSS Compliant
- CBN Licensed
- SSL/TLS Encrypted
- NDPR Compliant
By the numbers
Infrastructure that scales with Nigeria's economy
Our services
Mission-critical payment infrastructure
Switching, processing, and gateway services built for scale, reliability, and regulatory compliance.
Switching & Processing
Real-time transaction routing, clearing, and settlement for banks and payment providers.
Merchant Services
POS systems, merchant management, and business analytics for retail success.
Payment Gateway
Secure online payment acceptance with advanced fraud protection.
POS Terminals
Modern point-of-sale solutions with contactless support and real-time reporting.
API Integration
RESTful APIs with comprehensive documentation and sandbox environment.
Virtual Cards
Instant virtual card generation with spending controls and real-time monitoring.
Why Terra Switch
Built for the demands of modern finance
We operate the critical infrastructure that connects banks, merchants, and payment providers across Nigeria — with the uptime, security, and compliance your business demands.
Real-time processing
Sub-second transaction authorization and settlement across all payment types.
Bank-grade security
PCI DSS certified infrastructure with end-to-end encryption and tokenization.
99.9% uptime
Redundant architecture with automatic failover and 24/7 monitoring.
Dedicated support
Named account managers and tiered escalation for enterprise clients.
and 24/7 monitoring
Ready to power your payment infrastructure?
Join Nigeria's leading banks and merchants who trust Terra Switch for mission-critical transaction processing.